Bankruptcy filings in New Mexico dipped in 2013, continuing a downward trend that started in 2010. The Albuquerque Journal reports the clerk's office for the U.S. Bankruptcy Court in Albuquerque says the state overall had a rate of two bankruptcy filings per capita last year. The rate falls below the national average of 3.3. The data show Valencia County with the highest rate of the state's 33 counties with a ratio of 2.8 filings. Sandoval and Torrance counties came in second and third, respectively. Bernalillo County, which includes Albuquerque, showed 2.5 filings per capita but hasn't ranked in the top three in the last decade.